FD interest rates: Looking for higher returns on one-year FDs? Here's a list of 8 banks offering high interest rates.

News Topical, Digital Desk : FD interest rates 2025: There are many investment options these days. Most people invest in the stock market or mutual funds. However, many still choose safe investments. Bank FDs are considered a safe investment, offering a fixed return. Your investment in the stock market could even be negative, but here you'll receive a fixed interest rate. However, many people prefer shorter-term investments and a slightly higher return.

If you're looking to invest for a short period of time and are looking for higher returns, today we'll tell you about 8 banks offering higher FD returns on one-year FDs than other banks. Let's explore the interest rates these banks offer on one-year FDs.

Who is giving higher returns on one year FD ?

Before investing your money in a fixed deposit account, it is advisable that you compare the interest rates offered by different banks and choose the bank that offers the highest interest.

HDFC Bank: This largest private bank offers 6.25% interest to general citizens and 6.75% interest to senior citizens on its one-year term deposits.

ICICI Bank: On one-year fixed deposits, this private lender offers 6.25% interest to general citizens and 6.75% to senior citizens.

Kotak Mahindra Bank: This private bank also offers 6.25% and 6.75% interest on one-year fixed deposits to general citizens and senior citizens respectively.

Federal Bank: This bank also offers 6.25% and 6.75% interest rates for general and senior citizens, respectively, on one-year FDs. The highest return (6.70%) is available for deposits with a 999-day term.

State Bank of India (SBI): The country's largest public sector bank offers 6.25% interest on one-year fixed deposits to ordinary citizens and 6.75% to senior citizens.

Union Bank: This government bank offers 6.40% interest on one-year fixed deposits to general citizens and 6.90% to senior citizens.

Canara Bank: This state-owned bank offers 6.25% interest for general citizens and 6.75% for senior citizens on one-year fixed deposits. FDs with 444-day tenures offer the highest returns of 6.50% and 7%, respectively.

Punjab National Bank: This government bank gives 6.25% interest to general citizens and 6.75% interest to senior citizens.

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