
The first 35 days of the year 2025 have passed. Wednesday, February 5 is the 36th day of the year. During this time, gold has again taken the lead in the return race. It has given good returns in the months of January and February of the year 2025. Gold has increased by 10.5 percent. At the same time, the Sensex has increased by 0.24 percent.
Who is ahead in the return race so far? Gold has given a total return of 10.5 percent in the year 2025 till February 5, 2025. At the same time, silver has given a return of 11 percent.
If we talk about the returns of the stock market, then the Sensex has gained 0.24 percent, Nifty has gained 0.21 percent. While the Bank Nifty has been -1 percent during this period. Earlier in the year 2024, the same situation was there. After the recession of 2008, when the Nifty fell by more than 50 percent, gold showed a stormy rise of about 30 percent. This growth came due to safe investment. Why is gold rising? Experts say that the demand for gold is increasing as a safe investment. On the other hand, geopolitical tensions, trade war and FII selling have put pressure on the stock market. That is why it has lagged behind in the race of returns. New rules have also come - According to the new rules, if you sell the Gold ETF purchased on or after 1 April 2025 before the completion of 12 months, then the income i.e. capital gain will be considered as short-term capital gain (STCG). Which will be added to your gross total income and you will have to pay tax according to your tax slab. But if you sell after the completion of 12 months, then 12.5 percent long-term capital gain (LTCG) tax will have to be paid on the capital gain without the benefit of indexation. Before 1 April 2023, on the lines of debt funds, there was a provision of 20 percent (20.8 percent including cess) long-term capital gain tax (LTCG) on gold ETFs and gold mutual funds with the benefit of indexation, provided you sell after the completion of 36 months of purchase. But according to the new rules, if you sell the gold mutual fund purchased on or after 1 April 2025 before the completion of 24 months, then the income i.e. capital gain will be considered as short-term capital gain (STCG). Which will be added to your gross total income and you will have to pay tax according to your tax slab. But if you sell after the completion of 24 months, then you will have to pay 12.5 percent long-term capital gain (LTCG) tax on capital gain without the benefit of indexation. Before 1 April 2023, on the lines of debt funds, there was a provision of 20 percent (20.8 percent including cess) long-term capital gain tax (LTCG) on gold mutual funds with the benefit of indexation, provided you sell after the completion of 36 months of purchase.
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