Karnataka Bank Q4 Results 2025: Profit fell, NPA also fell, stock fell -7% in a year

News Topical, Digital Desk : KARNATAKA BANK has announced its quarterly results. Profit has fallen on an annual basis. The bank's profit has fallen from Rs 274.2 crore to Rs 252.4 crore in the January-March quarter of the financial year 2024-25 as compared to the January-March quarter of the financial year 2023-2024.

Karnataka Bank Q4 Results 2025 Quarterly Results -  Karnataka Bank's fourth quarter results - Profit declines, asset quality improves marginally.

Karnataka Bank has released the results for the fourth quarter (Q4) ended March 2025, in which profit has declined but the asset quality of the bank has seen a slight improvement. The net profit of the bank has come down to ₹ 252.4 crores from ₹ 274.2 crores in the same quarter last year. That is, on a year-on-year (YoY) basis, the profit has come down by about ₹ 21.8 crores. The main income of the bank i.e. Net Interest Income (NII) has also come down. NII was ₹ 834.1 crores in Q4 last year, which has now come down to ₹ 780.7 crores. This is the difference between the interest received on the bank's loan and the interest paid on deposits, which is an important part of its profit. However, there has been a slight improvement in the bank's gross and net NPA (Non-Performing Assets). Gross NPA has come down from 3.11% to 3.08% on a quarter-on-quarter (QoQ) basis. Net NPA has come down from 1.39% to 1.31%. Overall, it is clear from the results of Karnataka Bank that the bank is facing pressure on the profit front, but there has been some relief on bad loans i.e. NPA.

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