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News Topical, Digital Desk : In an important decision, the Supreme Court has said that if a driver dies due to his negligence or speeding while performing stunts or driving in a wrong manner, then the insurance companies will not be bound to pay compensation to his family. This decision is being considered a strong message for speed enthusiasts and those who attract people's attention by doing stunts. In a case, the bench of Justice P.S. Narasimha and R. Mahadevan rejected the demand for compensation of the deceased's wife, son and parents.
The accident happened on 18 June 2014
The court gave this decision in a case related to a person who was involved in an accident while driving at high speed and carelessly. This accident happened on 18 June 2014, when N.S. Ravish was going from Mallasandra village in Karnataka to Arsikere city in his Fiat Linea car. His father, sister and sister's children were with him. Ravish drove at high speed and carelessly and broke traffic rules. He lost control of the car near Mylanahalli Gate, due to which the car overturned. Ravish was badly injured and died in this accident.
The family had demanded compensation of Rs 80 lakh
Ravish's family had demanded compensation of Rs 80 lakh from United India Insurance Company. The family claimed that Ravish used to earn Rs 3 lakh every month as a contractor. But the police chargesheet clearly stated that the accident happened due to Ravish's negligence and speeding. The Motor Accident Tribunal had rejected the family's demand. The Karnataka High Court also rejected the family's appeal on 23 November 2024, saying that when the accident happens due to the deceased's own fault, the family cannot ask for insurance compensation.
'...then the insurance company is not bound to pay compensation'
The High Court said that the family will have to prove that the accident did not happen due to the fault of the deceased and it was within the scope of the insurance policy. The Supreme Court upheld this decision of the High Court and rejected the petition of the family. The court clarified that if the death is due to the driver's own fault and no external reason is involved in it, then the insurance company is not obliged to pay compensation. This decision is being considered important in terms of promoting road safety and teaching a lesson to those who drive carelessly.
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