IDFC First Bank Q2 Results: Bank profits up over 75% - asset quality improves

News Topical, Digital Desk : IDFC First Bank on Saturday announced its results for the quarter ended September 2025. In a filing to the exchange, the bank reported a 75.4% year-on-year increase in profit for the September quarter to ₹352 crore (approximately $3.52 billion), compared to ₹201 crore (approximately $2.01 billion) in the same quarter last year. This increase was driven by higher net interest income (NII), lower provisioning, and stronger customer deposits.

The bank said net interest income increased 6.8% year-on-year to ₹5,112.7 crore, compared to ₹4,788 crore in the same quarter a year ago.

Asset quality improvement: The bank's asset quality has improved. Gross NPAs have declined to 1.86% from 1.97% in the previous quarter. Net NPAs have declined from 0.55% quarter-on-quarter to 0.52%. Provisioning for the quarter also declined by 12.5% ​​to ₹1,452 crore, compared to ₹1,659 crore in Q1. 

Share performance: The bank's stock rose 0.22% to ₹71.95 on Friday. The stock has declined 0.53% in the past year. 

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