AU Small Finance Bank Q1 Results: Profit increased by 15.6%, slight decline in asset quality

News Topical, Digital Desk : AU Small Finance Bank has released the results for the first quarter of FY 2026 (Q1FY26). The bank said that the bank's profit has increased in this quarter. However, there has been a slight decline in asset quality. In the information given to the exchange, the bank said that its profit (net profit) grew 15.6 percent to Rs 580.9 crore in the quarter ended June 2025.

The bank's net interest income (NII) grew 6.5 per cent year-on-year to Rs 2044.6 crore, although it was lower than CNBC-TV18's estimate of Rs 2107 crore. A year ago in this quarter, the bank had recorded a net interest income of Rs 1921 crore.

Asset quality weakened However, the bank's asset quality has weakened slightly. Gross NPA increased to Rs 2751.3 crore, from Rs 2477 crore in the previous quarter. Net NPA stood at Rs 971.3 crore, while it was Rs 791.3 crore in the previous quarter. Gross NPA ratio stood at 2.47 percent, which was 2.28 percent in the previous quarter. Net NPA ratio was recorded at 0.88 percent, which is slightly higher than 0.74 percent in the previous quarter. 

Stock Performance The bank's stock closed at Rs 790.30 on Friday, down 0.83 per cent. In the last one year, the stock has seen a gain of 24.72 per cent. 

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