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News Topical, Digital Desk : State-owned Union Bank of India has released its provisional business update for the quarter ended December 31, 2025. The bank's global gross advances increased 7.13% year-on-year to ₹10.16 lakh crore, while the same increased 4.27% quarter-on-quarter. Domestic advances also increased 7.42% year-on-year to ₹9.80 lakh crore.

The bank's RAM advances (loans to retail, agriculture, and MSME sectors) saw strong growth. These advances increased by 11.49 percent year-on-year to ₹5.77 lakh crore, while on a quarterly basis, they increased by 4.10 percent. 

Global deposits at ₹12.22 lakh crore . Regarding deposits, Union Bank's global deposits stood at ₹12.22 lakh crore at the end of the December quarter, representing a growth of 3.36 percent year-on-year, although they declined slightly quarter-on-quarter. Domestic deposits also increased by 3.35 percent year-on-year to ₹12.22 lakh crore. Furthermore, the bank's domestic CASA deposits increased by 4.99 percent year-on-year to ₹4.15 lakh crore. The CASA ratio improved to 33.95 percent, up from 32.56 percent in the September quarter. Meanwhile, the bank's domestic credit-deposit ratio increased to 80.94% in the December quarter, reflecting the bank's growing loan disbursements and strong credit demand. 


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