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News Topical, Digital Desk : In today's fast-paced life, taking out bank loans, credit cards, or borrowing from loved ones has become commonplace. But have you ever wondered what happens if someone embezzles someone's money or dies without repaying the debt? The Garuda Purana, a famous text of Sanatan Dharma, offers an answer that may surprise anyone.
According to the Garuda Purana, borrowing money isn't just a financial transaction, but rather a "karmic bond." If you borrow someone's money and don't return it, the law of nature will recover it from you, penny by penny—even if it means taking another life.
Severe punishment is meted out in Yamaloka
According to the Garuda Purana, when a debtor dies, Yama's messengers torture them on the way to Yamaloka. It is believed that those who knowingly withhold money from others, despite having the means to do so, face the horrific fires and sufferings of hell. There, the soul finds no peace until its debt is settled.
In the next life one has to become a servant or an animal
The most shocking aspect of this story concerns reincarnation. The Garuda Purana states that if a person dies without repaying a debt, they must reincarnate in their next life in the same household as the person from whom they owed money. They may be born as a servant or slave, or they may come to that household as a bull, horse, or other animal. They serve that person their entire life, working hard to repay the debt from their previous life. Only when the service equals the amount of the debt is completed is the soul liberated from that bondage.
Even charity and virtue are of no use.
The Garuda Purana also warns that if you owe money to someone, your charitable deeds will not fully reap the rewards. Those rewards are primarily used to repay that debt. Therefore, the scriptures recommend that a person free themselves from all worldly debts before death.
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