Priya
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New Delhi: The country's central bank RBI has not made any change in the repo rate in the monetary policy review held in August. However, despite no change in interest rates, many banks in the country have revised the marginal cost of funds based lending rate. In such a situation, if you are also thinking about taking a home loan, then it becomes necessary to check the interest rate on home loan
state Bank of India
First of all, let's talk about the country's largest public sector bank SBI State Bank of India is charging an interest rate of 9.15% on home loans. At this interest rate, you can take a loan of Rs 75 lakh for 20 years. For which you will have to pay an EMI of Rs 67,725 every month.
HDFC Bank
Talking about the country's largest private sector bank after SBI, HDFC Bank is offering home loans at an interest rate of 9.4%. At this interest rate, you can take a loan of Rs 75 lakh for 20 years. For which you will have to pay an EMI of Rs 68,850 every month.
Apart from HDFC, Yes Bank is also offering home loans at an interest rate of 9.4%
Talking about other private sector banks, Axis and ICICI Bank are offering home loans at an interest rate of 9%. At this interest rate, you can take a loan of Rs 75 lakh for 20 years. Axis Bank will charge an EMI of Rs 65,750 per month for this, whereas ICICI Bank will charge an EMI of Rs 66,975 per month.
Union Bank Of India
Let us tell you, right now Union Bank of India is offering the cheapest home loan. The bank is offering home loan at an interest rate of 8.35%. At this interest rate, you can take a loan of Rs 75 lakh for 20 years. For which you will have to pay an EMI of Rs 63,900 every month
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