New Delhi. It is very important to maintain the credit score . If the credit score gets spoiled, it causes problems in the future. In such a situation, to maintain the credit score, users also pay their loan EMI on time. If there is a delay in paying the EMI for even 2 consecutive months, then the credit score reaches the red mark.

Recently, many users have told that they pay their loan EMI on time but still their credit score is not good. Come, today we will tell you the reason behind this.

Why did the credit score drop?

If you pay EMI on time and pay only the minimum due in the credit card bill, then this also affects the credit score. In such a situation, to improve the credit score, users will have to make full payment for a few months. The credit score will be corrected only after a few months of full payment.

Due to this, your credit score may also go down

If you are paying EMI of one loan and have taken another loan along with it, then also your credit score can be affected. In such a situation, to get rid of this problem completely, you will have to make one-time payment of one loan. By doing this, your credit score will improve.

how to check credit score

• First of all you go here https://www.cibil.com/.
• Now you have to click on 'Get your CIBIL Score'.
• After that enter your name, email ID and password and submit ID proof.
• After this, enter the PIN code, date of birth and phone number and select 'accept and continue'.
• Now enter the OTP received on the mobile phone and click on 'Continue'.
• After this, by going to dashboard, your credit score will be shown.