New Delhi: We are often afraid to keep our jewellery or any important document at home or to keep it safe with someone else. We are afraid that if it gets lost, stolen or burnt, our entire life savings will go waste. In such a situation, a bank locker is a very good option for the security of all these .
If you are planning to get a bank locker or you already have one, then today we will tell you about the new updates of the Reserve Bank of India. Before telling you about these new updates, let us tell you that the rules of bank locker are decided by RBI. RBI has recently issued a guideline making some changes in the rules of bank locker.
What are the new guidelines
RBI has explained the process for renewal of locker. According to the new guidelines, the revised agreement will have to be signed and deposited in the bank by 31 December 2023.
can you open the bank locker
Many people have a question that who gets a bank locker. RBI said that bank lockers are available only to those account holders who have a savings account or current account in the bank. If a customer wants to open a bank locker, then only PAN card or Aadhaar card is required for that. Apart from this, address proof also has to be submitted.
Other things related to bank locker rules
There is an agreement between the bank and the customer to get a locker. The locker is allotted only after signing this agreement.
What will be the size of the locker? This is decided by the customer. Generally, bank lockers are single-tiered or multi-tiered.
When the locker is opened, the bank gives a key with a specific number to the customer and keeps the master key with itself.
The amount of rent charged on a locker is decided on the basis of the size of the locker and the location of the bank. However, as soon as the locker is opened, the bank takes a security deposit from the customer. This deposit can be deposited in the form of fixed deposit or cash amount.
--Advertisement--