New Delhi. At present, health insurance is not only useful in times of illness but it is also very helpful financially. Many people in the country are not able to pay the heavy premium of health insurance.

In such a situation, to ensure that they also get proper medical facilities, Pradhan Mantri Jan Arogya Yojana is being run by the Government of India.

The beneficiaries of this scheme can get free treatment of Rs 5 lakh across the country. The special thing about this scheme is that its benefits are available in both government and private hospitals.

The beneficiary of Pradhan Mantri Jan Arogya Yojana (PM-JAY) gets Ayushman Card. Through this card, he can easily get treatment for himself or his family member for free.

The process of getting an Ayushman card is very easy. You can apply for it online even while sitting at home. If there is no error in the application, the Ayushman card will be approved within 24 hours. This means that the applicant will get the Ayushman card in 1 day.

Before knowing the application process of Ayushman Card, we must know what is the eligibility criteria for this scheme?

What is the eligibility criteria for Ayushman Bharat Card (PM-JAY Eligibility Criteria)

The benefit of this scheme is available only to the person below poverty line i.e. BPL category. Apart from these, only the person whose income is low or the family listed in the Socio-Economic Caste Census (SECC) database will get the benefit of the scheme.

How to apply online for Ayushman Bharat Card (Ayushman Bharat Card Online Apply Process)

• Visit the official website of Ayushman Bharat Yojana (https://pmjay.gov.in/).
• Now you have to click on the option of Am I Eligible showing at the top of the screen.
• After this a new page will open in which you have to verify the mobile number and fill the captcha.
• Now select the Login option and then click on Search For Beneficiary.
• After this you have to select your state and write PMJAY in the scheme.
• Now you have to fill in the details like Family ID, Aadhar Card or Location Rural or Location Urban etc. for the ration card. If you provide the details of Aadhar Card or Ration Card then your family details will be displayed on the screen.
• After this, you have to select the name of the person whose Ayushman card is to be made and verify his details.
• Now choose the Aadhaar option and verify through OTP.
• After the OTP is verified, the authentication page will open. Here you have to submit the application for Ayushman card.
• After submitting, a new page will automatically open where you have to select the e-kyc option.
• For e-KYC, you will have to enter your Aadhaar number and the OTP received on your registered mobile number.  
• After e-KYC, you will have to submit your passport size photo.
• After this, you will have to provide information about mobile number, relation, pin code, state, district, rural or urban, village etc. and click on submit. In this way the application for Ayushman card will be submitted.