CM Yogi Unveils ₹450 Crore Cashless Health Coverage and ₹1 Crore SBI Insurance for 1.2 Million UP Teachers and Staff

In an unprecedented move aimed at providing watertight social security to the state’s massive academic workforce, Uttar Pradesh Chief Minister Yogi Adityanath announced a landmark welfare package for the Basic Education Department on Wednesday. Gathering at a high-profile state event in Varanasi, the Chief Minister officially rolled out a fully state-funded cashless medical treatment scheme providing up to ₹5 lakh in annual healthcare coverage to over 1.2 million teachers, administrative staff, and contractual workers. Breaking financial records, the UP government simultaneously signed a monumental Memorandum of Understanding (MoU) with the State Bank of India (SBI), extending an extraordinary personal accident insurance cover valued at up to ₹1 crore per employee.

To celebrate this academic overhaul, Chief Minister Adityanath also initiated a direct benefit transfer (DBT) operation, instantly sending ₹1,200 each into the verified bank accounts of 11 million parents across the state to fund two complete sets of school uniforms, bags, shoes, and socks for the ongoing academic year.

Fully Funded by the State: Zero Premium Charges for Over 12 Lakh Education Workers

Addressing a packed audience of educators, Chief Minister Yogi Adityanath clarified that the massive cashless medical treatment network will incur a heavy annual expenditure of ₹450 crore, a cost that will be borne entirely by the state treasury. The administration emphasized that not a single rupee would be deducted from the salaries or honorariums of the education staff to fund this medical net.

The coverage creates a secure safety net for approximately 450,000 permanent teachers alongside 550,000 contractual personnel, effectively bringing Shiksha Mitras, specialized instructors, Samagra Shiksha field staff, Midday Meal coordinators, and school cooks under a single, unified health apparatus. As a gesture of mutual respect, the Chief Minister requested that the teaching community offer "guru-dakshina" by ensuring that local schools remain beautifully clean, visually striking, and entirely focused on shaping the ethical future of the state's children.

Breaking Down the Landmark SBI Insurance MoU: Up to ₹1.60 Crore Total Protection

The operational details of the newly minted MoU with the State Bank of India reveal an ironclad, multi-layered financial shield designed to support families during unexpected personal tragedies. The insurance framework is structured to deliver immediate relief through multiple risk categories:

• Personal Accident Insurance Cover: Fixed at a massive ₹1 crore in the event of a fatal accident.

• Permanent Disability Insurance Cover: Set at ₹1 crore to sustain livelihood after severe, life-altering field accidents.

• Group Term Insurance Policy: Provides a direct, uncomplicated payout of ₹10 lakh to immediate nominees.

• Additional Extended Accident Protection: Scalable operational clauses that can push cumulative insurance benefits up to an impressive ₹1.60 crore depending on transit metrics.

First-of-Its-Kind Social Security: Extra Funding Locked for Higher Education and Marriages

Highlighting the compassionate nature of the policy, Chief Minister Adityanath noted that the structural program includes special sub-clauses that extend direct financial assistance for the higher education of an affected employee's children and specific grants for their daughters' marriages.

The Chief Minister noted that the state's teachers had never formally requested or protested for such an extensive safety apparatus, but the administration proactively designed the scheme because life remains entirely unpredictable. By filling this gap, Uttar Pradesh has officially become the first state in the nation to extend such an exhaustive, high-scale social safety net to its entire primary and contractual teaching workforce.

From ₹800 to ₹1,200: Direct DBT Transfers Upgraded for 1.1 Crore School Children

The grand Varanasi declaration effectively combined employee welfare with active student empowerment by executing one of the largest single-day DBT operations of the summer. The state has formally upgraded its per-child welfare allocation from the previous threshold of ₹800 up to a refined ₹1,200 per student.

This financial update ensures that parents can directly purchase high-quality winter and summer uniforms, sturdy school bags, and durable shoes and socks without relying on slower, middle-man supply chains. Yogi Adityanath concluded that by supporting both the educators and the students simultaneously through these three interconnected schemes, the state is building a competitive, premium environment within public schools that rivals elite private academies.